Legal information

1. Website presentation.

Under the article 6 of the law n° 2004-575 published on June the 21st of 2004 regarding the confidence in the digital economy, the users of the website www.montsegurfinance.com are told about the different website contributors’ identities:
Owner: Montségur Finance – 39, rue Marbeuf 75008 Paris, France
Designer : Montségur Finance
Publication supervisor: François Chaulet
The publication supervisor is a private person or a legal person.
Webmaster: Julien Massal
Host: SAS OVH – 2 rue Kellerman – 59100 Roubaix, France

2. General terms of use of the website and services proposed

The use of the website www.montsegurfinance.com involves the full and entire acceptance of the General Terms of Use described hereinafter. These terms are subject to modification or completion at any time, the users of www.montsegurfinance.com are thus invited to consult them on a regular basis.
The website is usually accessible to the users at any time. An interruption might be decided by Montségur Finance for maintenance issues who will then endeavor to communicate to the users the intervention timing.
The website www.montsegurfinance.com is regularly updated by Montségur Finance. In the same fashion, the legal information can be modified at any time: they nevertheless apply to the user who is invited to refer to them as often as possible in order to take note of the modifications.

3. Description of offered services

The website www.montsegurfinance.com seeks to provide information regarding the company’s activity.
Montségur Finance intends to provide as detailed information as possible on the website www.montsegurfinance.com. However, the company will not be held as responsible in case of omissions, inaccuracies or lack of updates, coming from Montségur Finance or third party partners who provide the information.
All the information provided on www.montsegurfinance.com is only indicative and might evolve. Furthermore, details on www.montsegurfinance.com are not exhaustive: they might have changed since the publication date.
4. Contractual Limitations regarding Technical Data
The website is using JavaScript technology.
The website will not be held as responsible in case of equipment damages linked to the website use. Moreover, the website user commits himself to access the website with relatively new equipment which doesn’t contain viruses and with an updated latest generation web browser.

5. Intellectual property and counterfeits

Montségur Finance is the owner of the Intellectual property rights or holds the user rights on every accessible element on the website especially texts, images, graphics, logo, icons, sounds, softwares.
Any reproduction, representation, modification, publication, adaptation of all or part of the website elements, whatever the means or process used, are forbidden except under Montségur Finance’s written authorization.
Any unauthorized website exploitation or any other elements contained within it will be considered as counterfeit and pursued in accordance with the provisions of L.335-2 and following articles of the “Code de Propriété Intelectuelle”.

6. Liability limitations

Montségur Finance will not be held responsible for direct or indirect damages caused to the user’s equipment during the website access and resulting either from the use of an equipment that doesn’t meet the criteria highlighted in section 4 or from the appearance of a bug or incompatibility.
Montségur Finance will also not be held responsible for indirect damages (such as a market loss or opportunity miss) successive to the use of the website www.montsegurfinance.com.
Interactive spaces (possibility to ask questions in the contact space) are at the user’s disposal. Montségur Finance retains the right to suppress, without prior formal notice, any content published on this space that could contravene French legislation especially regarding the provisions on data protection. If need be, Montségur Finance also retains the possibility to involve the user’s civil or criminal responsibility especially when it comes to racially motivated, injurious, defamatory or pornographic messages whatever the support used (text, image…).

7. Personal data management

In France, personal data are especially protected by the law n° 78-87 of January the 6th of 2004, the article L. 226-13 of the “Code pénal” and the European Directive of October the 24th of 1995.
When using the website www.montsegurfinance.com, URL links from which the user accessed to the website, the user’s internet provider or the user’s Internet Protocol (IP) address can be collected.
In any case Montségur Finance only collects personal data relative to the user for the purpose of certain services proposed by the website www.montsegurfinance.com. The user provides this information with full knowledge especially when he inputs it by himself. It will then be advised to the user of www.montsegurfinance.com the obligation or not to provide this information.
In accordance with the provisions of articles 38 and following of the law 78-17 of January the 6th of 1978 relative to information technology and civil liberties (French “Informatique, fichiers et libertés” legislation), any user has a right to access, rectify and oppose the personal data involving him by a written and signed demand accompanied by a copy of the identity card or passport with the owner’s signature, stating the address at which the answer should be sent.
No personal information of the user of www.montsegurfinance.com is published, exchanged, forwarded or sold without his knowledge on any support to third parties. Only a possible purchase of Montségur Finance and its rights would allow the information’s transmission to the potential buyer that would, in turn, be subject to the same preservation and modification obligation regarding the user’s data.
The website isn’t declared to the CNIL (French regulatory body focusing on data and liberty protection) because it doesn’t collect personal information.
The databases are protected by the provisions of the law of July the 1st of 1998 transposing the directive 96/9 of March the 11th of 1996 relative to the legal protection of databases.

8. Hypertext links and cookies

The website www.montsegurfinance.com contains a certain number of hypertext links towards other websites, put in place with the authorization of Montségur Finance. However, Montségur Finance doesn’t have the ability to verify the contents of those websites and will therefore not assume any responsibility.
Browsing on www.montsegurfinance.com may cause cookies to be installed in the user’s computer. A cookie is a low size file that doesn’t allow the user’s identification but that records information relative to the computer browsing on a website. The data thus obtained aims at easing the later browsing on the website and also aims to measure traffic.
Cookies’ installation refusal may lead to the impossibility to access certain services. The user can however configure its computer in order to reject cookies installation thanks to the following instructions:
With Internet Explorer: Click the Tools button, and then click Internet Options. Click the Privacy tab, and then, under Settings, move the slider to the top to block all cookies, and then click OK.
With Firefox: Click the menu button ( ) and chose options. Select the Privacy panel. Then set “Firefox will” to “use custom settings for history”. Then uncheck mark “Accept cookies from sites”.
With Safari: Click on Preferences then click on Privacy. You can then choose the option “always block cookies”.
With Chrome: Click the Menu button ( ). Click Settings and then “Show advanced settings”. In the “Privacy” section, click “Content settings”. Use the “Cookies” section and click “Block sites from setting any data”.
NB: if you decide to block cookies, some websites might not work properly.

9. Applicable law and attribution of jurisdiction

Any litigation related to the use of the website www.montsegurfinance.com is subjected to French law. Full and exclusive jurisdiction is attributed to the relevant Paris courts.

10. Main applicable laws

Law n°78-17 of January the 6th of 1978, modified by the law n°2004-801 of August the 6th of 2004 relative to information technology and civil liberties.
Law n° 2004-575 of June the 21st of 2004 for the confidence in the digital economy.

11. Lexicon

User: internet user being connected to the website aforementioned.
Personal data: “information permitting, directly or indirectly, the identification of physical persons
through processing of data » (article 4 of the law n° 78-17 of January the 6th of 1978).

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